A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly preferring to electronic channels for their financial needs. This shift has caused to a reduction in branch locations, and many institutions are merging existing branches to streamline c

Free cash flow (FCF) is a crucial metric for investors and business operators alike. It demonstrates the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can indicate a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF and optimal